Am I covered for pregnancy if I do not take out the Pregnancy Add-on?

Yes, Pregnancy is viewed as a pre-existing medical condition and many benefits are available to expectant mothers. See here for details. Your due date plays an important role in whether you can get cover or not. You are covered up to 26 weeks in the case of a single baby, and 19 weeks in the case twins Cover is provided to you, but not provided for childbirth or the health of a newborn child. What you are not covered for Pregnancy-related costs will not be covered in any of the following circumstances if you have not purchased a Pregnancy Pack if you have experienced any pregnancy complications prior to purchasing your policy multiple pregnancies arising from services or treatment associated with an assisted reproductive program, including but not limited to in vitro fertilisation; a single pregnancy after 26 weeks a pregnancy with twins after 19 weeks for childbirth at any time For extended cover while pregnant overseas, we offer an additional product called our Pregnancy Pack.